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The result is a single monthly payment instead of multiple payments. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.If you need to borrow money to pay for college or career school, start with the more affordable federal student loan: Types of Federal Student Loan Programs - The William D.Ford Federal Direct Loan (Direct Loan) Program offers four types of Direct Loans: The Federal Perkins Loan Program is administered through the schools, and awarded to undergraduates and graduate students with exceptional financial need.Please note: Only the US Department of Education can provide determination of eligibility and exact payment amount for any government forgiveness or repayment program listed on this website.

More than 44 million borrowers owe

More than 44 million borrowers owe $1.4 trillion in student loan debt in 2017.

The loans that were consolidated are paid off and no longer exist.

Once your loans are combined into a Direct Consolidation Loan, they cannot be removed.

Our calculators, estimators and eligibility tools are strictly to help consumers understand potential options estimate potential payments and do not provide any guarantee of enrollment, qualification, or payment amount for ANY programs.

A PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation.

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More than 44 million borrowers owe $1.4 trillion in student loan debt in 2017. The loans that were consolidated are paid off and no longer exist. Once your loans are combined into a Direct Consolidation Loan, they cannot be removed.Our calculators, estimators and eligibility tools are strictly to help consumers understand potential options estimate potential payments and do not provide any guarantee of enrollment, qualification, or payment amount for ANY programs. A PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation.

.4 trillion in student loan debt in 2017. The loans that were consolidated are paid off and no longer exist. Once your loans are combined into a Direct Consolidation Loan, they cannot be removed.Our calculators, estimators and eligibility tools are strictly to help consumers understand potential options estimate potential payments and do not provide any guarantee of enrollment, qualification, or payment amount for ANY programs. A PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation.




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